The Mortgage Professor Branch at New American Funding
$30M+ in under 30 hours a week.
We give loan officers an AI-powered system, a proven playbook, and a support team behind every file, so you can earn more per loan and build a business you own.
>$30,000,000 in <30hrs:
Coming from a bank or an independent mortgage banker?
Tap where you are today. We'll show you what changes in the Mortgage Professor Branch.
Where you are
More money per loanChoose your comp plan up front
Same production, more pay. You choose your comp plan in advance, and our pricing stays competitive for your borrowers. We'll walk through your own numbers side by side on a confidential call.
Book a confidential callAn AI team in the backgroundLead follow-up, inbox, and content
Our AI team members work in the background: Lawrence handles lead follow-up and the pipeline, Edith triages the inbox and calendar, and Sally drafts content and checks it for compliance. Your hours go to clients and agents, not admin work.
Book a confidential callA proven referral playbookTheme days, scripts, and coaching
The Mortgage Professor Team Playbook teaches you to build a referral business step by step: theme days, call scripts for every stage, agent appointments, a weekly team meeting, and a 1:1 every two weeks. No sink or swim.
Book a confidential callFreedom to build your brandContent ideas plus a compliance check
Social media is encouraged under NAF policy. Sally, our AI content strategist, gives you ideas and a compliance check before anything posts, so you can build a brand that belongs to you.
Book a confidential callA support team behind every fileYou sell; the team handles the file
Our processing, underwriting, and closing team keeps the file moving so you stay in front of clients and referral partners. Processing support is built in while you grow, and our team handles your setup in the first 90 days.
Book a confidential callA bridge while you buildYour own referral base from day one
You'd be trading leads you rent for relationships you own. We start building your referral base on day one, with a ramp-up bridge while it grows. Specific terms are covered in your offer letter.
Book a confidential call
Ryan Skaggs
NMLS #425763 · New American Funding
5.0 on Google
Tap your situation to see what changes here.
Book a confidential callWhat changes here
More money per loanChoose your comp plan up front
An AI team in the backgroundLead follow-up, inbox, and content
A proven referral playbookTheme days, scripts, and coaching
Freedom to build your brandContent ideas plus a compliance check
A support team behind every fileYou sell; the team handles the file
A bridge while you buildYour own referral base from day one
The platform behind the branch
- US mortgage lender
- Top 10
- In loan volume, lending nationwide
- $20B+
- Ryan's 2026 volume, in 30 hours a week
- $30M+
What you get in the Mortgage Professor Branch
Four pillars, one goal: a bigger business in fewer hours.
AI and tech that give you your time back
Your AI team members work in the background every day. Lawrence handles lead follow-up and keeps the pipeline moving. Edith triages the inbox and batches the calendar. Sally drafts content ideas and checks them for compliance. Your hours go to conversations with clients and referral partners, not admin work. You'll see a live demo during your office visit.
More money per loan
Same production, more pay. You choose your comp plan in advance under NAF's approved plans, and our pricing stays competitive for your borrowers. You'll also have more to offer: in-house down payment assistance, jumbo, non-QM and bank statement loans, and NAFCash to help buyers compete with cash offers. We'll build your numbers side by side, privately, before you decide anything.
A proven process and a team behind every file
The Mortgage Professor Team Playbook gives you a documented week: theme days, call scripts for every stage, a lead-to-loan checklist, and SOPs. Our processing, underwriting, and closing team keeps the file moving so you stay in front of clients and agents. Our team handles your setup in the first 90 days, and you get a weekly team meeting plus a 1:1 every two weeks.
Freedom to build your own brand
Social media is allowed and encouraged under NAF policy. Sally gives you content ideas and a compliance check before anything posts, and our quote builder and microsite platform is set up and paid for by the branch. You build a business and a brand you own, not a job someone else owns.
How it works
No pressure. No sink or swim.
A confidential, two-way conversation. We evaluate each other, and you see your own numbers before you decide anything.
115 minutes
Confidential intro call
A quick, private conversation about where you are, where you want to go, and whether the branch could be a fit. Everything stays confidential.
2As many as it takes
Discovery
Coffee, video, or the office. We learn your goals, your numbers, and what time back means to you. You see the AI team, the playbook, and the branch values. We keep talking until both sides are comfortable.
360 minutes
Blueprint Session
Your numbers, side by side: hours, comp, programs, and a ramp-up plan. We price a few of your recent scenarios so you can see how your borrowers would fare.
42–3 hours, Northbrook
Red Carpet visit
Meet the team, watch a live AI demo, and see a real week on the calendar. You leave with your custom 24-Month Growth Plan, built from everything you shared. Spouses and partners are welcome.
5First 90 days
Transition and launch
We help you plan a clean exit, handle your license transfer with NAF, and set up your CRM, theme days, scripts, and AI tools. Your 24-Month Growth Plan is on your desk on day one.
Meet Ryan Skaggs
Built by a loan officer, for loan officers
Ryan Skaggs is the Producing Branch Manager of the Mortgage Professor Branch at New American Funding in Northbrook. In 2026 he's on pace to close $30M+ in roughly 30 hours a week. Early in his career he reviewed every document, chased every condition, and calculated every income by hand, late into the night. Coaching gave him a playbook. AI gave him his time back. Today his AI team members handle lead follow-up, inbox triage, and content research, and his week runs on a theme-day schedule. He built the branch to hand that same system to other loan officers. Ryan is a two-time North Shore Choice Awards "Best Lender" winner, serves on the NSBAR Young Professionals Network Committee, and is the author of the upcoming Mortgage AI for Humans – Loan Officer Edition.
Questions loan officers ask
Is "$30M+ in under 30 hours" a guarantee?
No. It's the model we build toward and how Ryan runs his own business. Your results depend on your market, your relationships, and how consistently you run the system. What the branch provides is the system, the tools, the support team, and the coaching.
What happens to my bank or company-provided leads?
They stay with your current employer, and that's the point. You'd be trading leads you rent for relationships you own. We start building your referral base on day one with the playbook, and a ramp-up bridge helps during your first year while you run the system. Specific terms are spelled out in your offer letter.
I'm not a tech person. Will this work for me?
Yes. The system is already built, and our team sets it up with you during your first 90 days. If you can send a text, you can use the AI tools. You'll see them running live before you decide anything.
I've never built a referral business. Where do I start?
That's exactly what the Mortgage Professor Team Playbook teaches: agent appointment scripts, weekly partner updates, events, and a theme-day schedule so every key relationship gets attention every week. You'll have a weekly team meeting and a 1:1 with Ryan every two weeks.
Do I have to work from the Northbrook office?
Loan officers coming from a bank are recommended to work from our Northbrook office three days a week while they build. Established producers with their own business may work remotely and join team meetings by video.
How does comp work?
You choose your comp plan in advance under New American Funding's approved plans. We walk through your numbers side by side during the Blueprint Session, and every term is written into your offer letter. No verbal side promises.
Will my borrowers' pricing still be competitive?
Short answer: yes. We'll show you with a few of your own recent scenarios, anonymized, when we build your numbers together.
See what $30M+ in under 30 hours could look like for you.
15 minutes, confidential, no pitch. We'll talk about where you are, where you want to go, and whether the Mortgage Professor Branch is a fit.