Legal
Our policies and notices, in one place.
New American Funding is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA), Fair Housing Act, and all other Federal and State regulations. All applicants applying for credit from New American Funding will be treated equally regardless of race, color, ethnicity, national origin, religion, sex or gender, sexual orientation, gender identification, military status, marital or familial status, age, disability or handicap, receipt of public assistance, exercise of any right under the Consumer Credit Protection Act, or any other prohibited basis. All information we request is voluntary and will be kept confidential.
For more information on the ECOA, please visit the Consumer Financial Protection Bureau website.
For more information on the Fair Housing Act, please visit the Department of Housing and Urban Development website.
Last updated November 9, 2026
These are the policies and notices that apply to this website and to working with Ryan Skaggs. Each one opens from the list.
If you have a question about any of them, contact us using the details on this page.
Disclaimer: 10 business day close only applies to purchase transactions. This does not apply to Reverse Mortgages, Brokered out loan transactions, FHA 203k, VA, USDA, Mortgage Bond Programs, Down Payment Assistance loans, MCC, non-delegated loan programs, Bank-owned properties and Short Sale Transactions, non-warrantable condominiums, non-Qm loan and jumbo loans. Does not apply if events occur beyond the control of New American Funding, including but not limited to; appraised value, escrow or title delays, 2nd lien holder approval, short sale approval, or lender conditions that cannot be met by any party. The 10-business day trigger begins when the borrower has provided a complete loan file (including income and assets documentation) and the borrower has authorized credit card payment for the appraisal. Cannot be combined with other offers or discounts.
©2026 New American Funding, LLC. All Rights Reserved.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707.
NAF Cash is fulfilled by NAF Cash, LLC, an affiliated real estate company of New American Funding that is managed and operated in compliance with applicable legal and regulatory requirements. NAF Cash, LLC. MI Real Estate Broker #6502431375. NAF Cash, LLC does not originate loans or issue loan commitments. NAF Cash, LLC charges a Transaction Fee of 1.5%-5.5% of purchase price for its service (fee varies by state). Terms and conditions apply, not available in all states. 41050 W 11 Mile Rd, Ste 220, Novi, MI, 48375. Phone 844-344-0531.
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
State Licensing |